P.O. Box 740256
Atlanta, GA 30374
SSN: XXX-XX-2341
DOB: 234254
Re: Credit Report #thfthgf
(dated August 13, 2003)
I am writing to dispute the accuracy of the following items on my credit report. Pursuant to the Fair Credit Reporting Act (15 U.S.C. § 1681i), I am requesting that you reinvestigate these items and correct or delete any information that cannot be verified.
Please forward my dispute to the appropriate furnisher(s) and have them verify the accuracy of the disputed information. I request written confirmation of the results of your reinvestigation.
Previous Address: Jr Mig 11/9 Geetanjali Complex Hajela hospital bhopal
| Account # | 316614XX | Credit Limit | – |
| Account Type | Installment | High Credit | $5,093.00 |
| Account Status | Open | Date Opened | 07/29/2024 |
| Payment Status | Current, was past due 30 days | ||
I am writing to dispute the late payment information reported by Wilshire Consumer Cred on my credit report for account number 316614XX. Under the Fair Credit Reporting Act (15 U.S.C. § 1681i), I have the right to request a reinvestigation of any information I believe to be inaccurate or incomplete. The reported late payment is having an unfair impact on my creditworthiness, and I request that the credit bureau reinvestigate this matter and have the furnisher verify the accuracy of the reported late payment.
Please ensure that Wilshire Consumer Cred provides documentation that substantiates the late payment claim. If they are unable to verify the accuracy of the information, I request that this unverifiable information be deleted from my credit report. I trust that the bureau will handle this matter in accordance with the FCRA’s reinvestigation timeline and ensure that my credit report reflects only accurate and verifiable information.
| Account # | 517805XXXXXX | Credit Limit | $400.00 |
| Account Type | Revolving | High Credit | $571.00 |
| Account Status | Closed | Date Opened | 03/30/2021 |
| Payment Status | Paid, was past due 90 days | ||
I am disputing the late payment information reported by Capital One for account number 517805XXXXXX. According to the Fair Credit Reporting Act (15 U.S.C. § 1681i), I am entitled to request a reinvestigation of information that I believe is having an unfair impact on my credit report. The account balance is reported as $0.00, yet the late payment notation persists, which I believe is inaccurate and misleading.
I request that the credit bureau reinvestigate this information and have Capital One verify the method used to report the late payment. It is crucial that the bureau ensures the furnisher provides documentation that supports the accuracy of the reported information. If the information cannot be verified, I request that it be corrected or removed to reflect accurate data on my credit report.
| Account # | 601100XXXXXX | Credit Limit | $1,800.00 |
| Account Type | Revolving | High Credit | – |
| Account Status | Closed | Date Opened | 08/18/2023 |
| Payment Status | Paid, was past due 30 days | ||
I am disputing the late payment information reported by Discoverc for account number 601100XXXXXX. Under the Fair Credit Reporting Act (15 U.S.C. § 1681i), I have the right to dispute information that I believe is inaccurate. The reported late payment is incorrect, as the account balance is $0.00, and this discrepancy suggests an error in reporting.
I request that the credit bureau reinvestigate this matter and have Discoverc verify the accuracy of the late payment information. The bureau should ensure that the furnisher provides documentation to substantiate their claim. If the information is found to be inaccurate or unverifiable, I request that it be corrected or removed to ensure my credit report reflects only accurate information.
| Account # | 196138XX | Credit Limit | – |
| Account Type | Installment | High Credit | $1,663.00 |
| Account Status | Closed | Date Opened | 03/26/2021 |
| Payment Status | Paid, was past due 60 days | ||
I am writing to dispute the late payment information reported by Self/Atlantic Capital for account number 196138XX. According to the Fair Credit Reporting Act (15 U.S.C. § 1681i), I am entitled to request a reinvestigation of any information I believe to be inaccurate. The reported late payment is incorrect, as the account balance is $0.00, indicating a potential error in reporting.
I request that the credit bureau reinvestigate this information and have Self/Atlantic Capital verify the accuracy of the reported late payment. The bureau should ensure that the furnisher provides documentation to support their claim. If the information cannot be verified, I request that it be corrected or removed to reflect accurate data on my credit report.
| Account # | 577149XX | Credit Limit | – |
| Account Type | Collection | High Credit | – |
| Account Status | Seriously past due date / assigned to attorney, collection agency, or credit grantor’s internal collection department | Date Opened | 06/23/2025 |
| Payment Status | Unpaid | ||
I am disputing the collection account information reported by Collection Management for account number 577149XX. Under the Fair Credit Reporting Act (15 U.S.C. § 1681i), I have the right to dispute information that I believe is inaccurate. The reported balance of $783.00 and other details of this collection account appear to be incorrect.
I request that the credit bureau reinvestigate this matter and have Collection Management verify the accuracy of the reported information. The bureau should ensure that the furnisher provides documentation to substantiate their claim. If the information is found to be inaccurate or unverifiable, I request that it be corrected or removed to ensure my credit report reflects only accurate information.
Please provide the results of your reinvestigation in writing as required by 15 U.S.C. § 1681i(a)(6). If you are unable to verify any of the disputed items, I request that they be corrected or deleted from my credit file.
Thank you for your prompt attention to this matter.
Sincerely,
________________________________
Tanish Thakur